Went to a market in the weekend. All the vendors have their account numbers written on a piece of paper for customers to transfer money to the bank account.
Customers have to manually type the account numbers into their app which is error prone and time consuming.
This is an opportunity for BNZ to work with the other banks to create a standardized QR code! Vendors can print off the code, customers (of whatever bank) can open their internet banking app and scan away! No need to manually type in account number and name.