I have no overdrafts setup. I have money 3 different products in my personal banking - eftpos, savings n Tot money. My direct debit takes place frm say eftpos.
The bank gives me an auto over draft without asking me and also charges me a $10 fee, even though my money is in the connected accounts.
My account number is same and and product numbers are different. I donot have an over draft set up. Still they everytimr take $10 as fee off me everymonth.
Just watching CSI cyber and it clearly showcases how this is a fraudulent activity. Have you faced the same and should i complaint to RBNZ and Commerce comission?