Happy 2015, everybody!
Being back in the office and reading our blog on sticking to your savings goals in the New Year has inspired me to get mine sorted!
My strategy for sticking to my savings goals is: isolate a set proportion of my income from every paycheck and transfer it immediately into a special savings account that I’ve set up in YouMoney with a savings goal attached to it - it’s the first thing I do when I get paid.
I made the special savings account a Rapid Save account because it rewards me with bonus interest each month for increasing the balance in the account, and also gives me only one free withdrawal each month so I’m discouraged from dipping in regularly.
I’ve also uploaded a picture to use as the icon for the savings account, which will hopefully give me a little bit of extra motivation to stick to my goal every time I log in to the mobile app:)
Hopefully I’m all set up for savings success this year!
What’s your strategy for hitting your savings goals in 2015?