I think bnz had a platform in internet banking to track spendings and income but now there isnt any. I moved from australia and had NAB money tracker which was really good!
Now with our bnz accounts I have to export ALL TRANSACTIONS then use excel spreadsheet to categorise those spendings and delete the odd tfra between accounts. It Just takes a lot of time to be honest!
Will bnz ever bring back this useful tool?